Who We Are
National Home Buyer’s Alliance (NHBA) has been turning renters into homeowners since 1997. Over the years, NHBA has received numerous applications from people who were unable to afford the down payment and closing costs of purchasing a home as well as from individuals facing significant credit challenges.
NHBA has a passion for those who work hard to achieve, but are kept down by circumstances that often are beyond their control. Contact National Home Buyer’s Alliance today and let us help you into the home of your dreams.
Why We Believe In What We Do
- Homeownership strengthens communities. A higher level of homeownership within any neighborhood (more owners and fewer renters) helps to develop a sense of community. Members of a community look out for one another and this, feeling of oneness with your neighbors, keeps crime rates lower, properties in better shape and property values rising. Renters rarely know their neighbors and many live in deteriorating neighborhoods with more crime.
- Homeownership is like a forced savings account. Families that purchase a home pay down the balance they owe bank with each monthly payment and, if a home is cared for, it will generally increase in value with each passing year. The prices of homes keep going up! The difference between what your home is worth and what you owe on your mortgage represents your equity or savings. The result is that families who purchase a home and decide to move take money with them. Families who rent a home and inevitably move have nothing to show for the rent they have paid. Homeowners also reap significant tax benefits that further enhance saving opportunities.
- Homeownership develops stronger and healthier families. Families that purchase a home stay in one place longer and move less frequently. This stability provides the background for wholesome lifelong memories and in turn helps children and parents experience and develop a sense of belonging and community. Renters rarely have this experience or leave it behind when they move. Key memories are backlit by a different rental…. not the family home.
- Homeownership provides security for the elderly. Elderly people are often retired and living on a fixed income which is often less then what they earned during their working years. So what do you do when the landlord continues raising the rent? Elderly people who are homeowners do not have to worry about moving to a lesser rental or worse neighborhood when they retire and their income declines. They also don’t have to worry about annual increases in rent.
The barriers to homeownership are real and insurmountable for many Americans. National Home Buyer’s Alliance believes the right to own a home is basic to all Americans regardless of age, race, ethnicity, religious beliefs, level of income, or standing in the community. Contact National Home Buyer’s Alliance today and begin the process of owning the home of your dreams.